Pre-Arranged Funeral Plans New Orleans LA

There’s plenty of grief and stress right after a loved one dies without having to worry about where the seven grand is going to come from to pay for the funeral, not to mention associated expenses like travel, meals, and time off of work. If you’re planning a “regular” funeral you’d be kind to those who love you to plan and provide funding for your funeral.

Louisiana Undertaking CO Incorporated
(504) 945-2145
1449 N Claiborne Ave
New Orleans, LA

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Cooper Glapion Funeral Home
(504) 943-5563
2201 Caffin Ave
New Orleans, LA

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Save Our Cemeteries
(504) 525-3377
501 Basin St
New Orleans, LA

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Charbonnet-Labat Funeral Home
(504) 581-4411
1615 Saint Philip St
New Orleans, LA

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Jazz Funeral Gifts
(504) 529-1410
442 Canal St
New Orleans, LA

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St Roch Cemeteries
(504) 945-5961
1725 Saint Roch Ave
New Orleans, LA

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Gaskin-Southall Mortuary Incorporated
(504) 566-9000
1225 N Rampart St
New Orleans, LA

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Rhodes Funeral Home
(504) 943-6621
1716 N Claiborne Ave
New Orleans, LA

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Professional Funeral Services Incorporated
(504) 948-7447
1620 Elysian Fields Ave
New Orleans, LA

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St Patrick Cemeteries
(504) 488-4989
143 City Park Ave
New Orleans, LA

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How to Pre-Pay a Funeral

How to Pre-Pay a Funeral
There’s plenty of grief and stress right after a loved one dies without having to worry about where the seven grand is going to come from to pay for the funeral, not to mention associated expenses like travel, meals, and time off of work.  If you’re planning a “regular” funeral you’d be kind to those who love you to plan and provide funding for your funeral.

There are five major ways to finance a funeral ---

Purchase funeral insurance from an insurance company
(known as Final Expense Insurance, Burial Insurance, Funeral Insurance or Poor Man’s Will Insurance.)
Usually a policy worth between $3,000 and $15,000, payable to a named beneficiary immediately following the insured’s death. The funds are not subject to probate.  The money is intended to cover funeral expenses but can be used in any way the beneficiary wants.

Purchase an insurance policy or trust through a funeral home
This option involves planning and funding exactly what funeral home, what services and what products will be used for your funeral. Only the products and services provided by the funeral home are included in the plan. Outside vendors such as the local newspaper’s fee for the obituary notice, the florist’s fee for floral arrangements, the clergy’s fee for officiating the service and the cemetery’s fee for the grave opening and closing are all considered outside the funeral home’s control and are not included.

The plan is funded either by the purchase of an insurance policy or trust instrument through the funeral home. The funeral director acts as an insurance agent and receives a commission on the sale of the policy or a fee for setting up the trust. The beneficiary on the insurance policy and trust is the funeral home.

Purchase a Life Insurance policy from an insurance company
Any life insurance policy can be used to pay for a funeral. You can buy any term or whole life policy and instruct your beneficiary to use a portion or all of the death benefit for your funeral. Standard term and whole life policies, however, aren't offered in low face amounts like $5,000, which is why funeral insurance policies can be handy if you need insurance money only to cover funeral expenses. At your death, the money passes automatically to the named beneficiary without having to go through probate The money is intended to cover funeral expenses but can be used in any way the beneficiary wants.

Set aside money in a joint savings account
Saving for funeral expenses can be effective if the account is a joint account and the survivor on the account is responsible for paying for the funeral. When a joint account exists, the assets contained in the account are still readily available to the other individual listed on the account. This means that a surviving spouse, partner, or child will have access to at least some funds while the estate of the de...

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